WE VALUE YOUR PRIVACY
INFORMATION WE COLLECT
When you interact with us through the Site or the Services, we may collect Personal Data and other information from you, as further described below:
Personal Data That You Provide Through the Site: We collect Personal Data from you when you voluntarily provide such information such as when you register for access to the Site (for example, contact information such as your name, email address, and mailing address; and when you wish to use certain Site services (for example financial information such as bank account numbers, your date of birth and last four digits of you social security number), or contact us with inquiries or respond to one of our surveys.
Non-Identifiable or Aggregated Data: When you interact with CCI through the Site, we receive and store certain personally non-identifiable information. That category of information, which is collected passively using various technologies, cannot presently be used to specifically identify you.
As is true of most financial websites, we gather certain information automatically and store it in log files. That information includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and clickstream data. CCI may store any such information itself or it may be included in databases CCI and maintained by CCI’s affiliates, agents or service providers. The Site may use that information and pool it with other information to track, for example, the total number of visitors to our Site, the number of visitors to each page of our Site, the domain names of our visitors’ internet service providers, and how our users use and interact with the Site and the services offered and provided through it. In an effort to understand and serve our users, CCI may conduct research on its customer demographics, interests and behavior based on the Personal Data and other information provided to us. That research will be compiled and analyzed solely on an aggregate basis. CCI may share that non-identifiable and aggregate data with agents, vendors and customers, but that type of non-identifiable and aggregate information will not identify you personally. CCI may also disclose aggregated user statistics in order to describe our services to current and prospective customers and vendors and to other third parties for other lawful purposes.
The Site may also use "pixel tags" (sometimes called "web beacons" or "clear gifs"), which are tiny graphic images. Pixel tags help us analyze users’ online behavior and measure the effectiveness of the Site and its content. Pixel tags or clear gif files have unique labels and work in a similar way to cookies and for similar purposes. In contrast to cookies, which are saved on a user’s computer hard disk, clear gif files are embedded invisibly in websites and are about as big as the period at the end of this sentence. Wherever appropriate, we may combine the information collected by any such devices with the Personal Data of our customers.
OUR USE OF YOUR PERSONAL DATA AND OTHER INFORMATION
Summary: We may use your Personal Data for various purposes set forth below, including to:
Authenticate your identity when you come to the Site;
Provide you with goods you purchase and provide you with services;
Enable you to participate in special activities and offers, and to communicate with you about them.
Continually maintain the accuracy of information we hold about our customers.
Facilitate your orders and keep you informed about their status.
Identify your service preferences so that we can notify you of new or additional products, services, and promotions that might be of interest to you.
Conduct market research and customize offers.
Aggregate and analyze user data.
Provide you with information that may be of interest to you.
Send you administrative or relationship notices or notices required by law.
Send electronic communications, including company announcements, alerts, notices and updates, if given prior authorization.
Without limitation to the foregoing:
CCI may use your Personal Data and other personally non-identifiable information collected through the Site to help us improve the content and functionality of the Site, to better understand our users and to improve our services. CCI may use that information to communicate with you regarding the Site or our services or to tell you about services we believe will be of interest to you. If at any time you wish not to receive any future marketing communications or you wish to have your name deleted from our mailing lists, please contact us as indicated below or as provided in any such communication. As a user of our services, we might send you administrative communications that are reasonably necessary for provision of the services, such as billing or service notifications.
OUR DISCLOSURE OF YOUR PERSONAL DATA AND OTHER INFORMATION
Business Transfers: Your Personal Data may be shared if we seek investors or go through a business transition, such as a merger, acquisition by another company, or a sale of all or a portion of our assets. Our collection of Personal Data will likely be among the assets transferred in the event of a sale or partial sale of our assets or equity in our business.
Agents, Consultants and Related Third Parties: We may disclose your Personal Data to others who help us develop, market, and sell products and services and who help maintain and operate the Site. We may work with third parties to: (a) manage databases of customer information; (b) assist in distributing emails; (c) assist with marketing and data collection; (d) provide data storage and analysis; (e) provide fraud prevention; (f) provide customer service and other services; (h) administer mailings, messaging and deliveries; and (i) administer IT systems. We require any outside vendors agree to keep all information shared with them confidential and to use the information only to perform their obligations to us, but we cannot guarantee their compliance.
Financial Eligibility: In order to determine your financial eligibility for any service provided to you through the Site or in relation to it, we may disclose your Personal Data to third-party financial institutions, consumer reporting or credit agencies to determine your eligibility.
Legal and Regulatory Requirements: CCI may disclose your Personal Data if required to do so by law or in the good faith belief that such action is necessary to: (i) comply with a legal or regulatory obligation, (ii) protect and defend the rights or property of CCI, (iii) act in urgent circumstances to protect the personal safety of users of the Site or the public against fraud or other harm, or (iv) protect against legal liability.
If your personal information changes, or if you no longer desire our services, you may correct, update, amend, delete or request deletion by making the change in your registered account settings page, by emailing our customer support team at firstname.lastname@example.org or by contacting us at the contact information listed below. We will respond to your request within thirty (30) days.
We will retain your information for as long as your account is active or as needed to provide you services. We will retain and use your information as necessary to comply with our legal and regulatory obligations, resolve disputes, and enforce our agreements.
When you sign up for services or newsletters, we will send periodic emails to you regarding the services or to tell you about services we believe will be of interest to you. Out of respect for your privacy, you may choose to stop receiving our newsletter or marketing emails by following the unsubscribe instructions included in these emails or you can our customer support team.
We follow generally accepted standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the internet, or method of electronic storage, is entirely secure, however. Therefore, we cannot guarantee its absolute security. If you have any questions about security on the Site, you may contact our customer support team.
You may opt out of receiving email communications from us by clicking the “unsubscribe” button at the bottom of emails we have sent you or by emailing our customer support team at email@example.com and including the word unsubscribe in the subject heading. You may opt out of receiving newsletters and magazines, invitations, and other data by emailing our customer support team. Please allow up to ten (10) business days for changes to your preferences to take effect. During that time, you may continue to receive communications from us that were already in process. Opting out of receiving any such communications will not affect your receipt of service-related communications, such as payment confirmations.
LINKS TO OTHER WEB SITES
OTHER TERMS AND CONDITIONS
If you have any questions, please feel free to contact us our customer support team at firstname.lastname@example.org.
If you are protected by the European Union General Data Protection Regulation (EU 2016/679) (“GDPR”) or English Data Protection Law, we shall process your Personal Information in accordance with our privacy notice. Your rights in relation to Personal Information processed under the GDPR are, without limitation:
The right to be informed about our processing of your Personal Data.
The right to request access to Personal Data that we hold about you at any time.
The right to ask us to update and correct any out-of-date or incorrect personal data that we hold about you.
The right to object to processing of your Personal Data and to withdraw any consent you have given us and to opt out of any marketing communications that we may send you.
The right to prevent processing that is likely to cause damage or distress to you or anyone else.
Certain rights in relation to automated decision-making processes, including the right to object to profiling.
The right to request that we erase or destroy your Personal Data in certain circumstances (the right to be forgotten) for example, when the data are no longer necessary for the purpose for which we collected them;
The right to have your personal data provided to you by us in a structured, commonly used and machine-readable format and the right to have those data transmitted to another data controller. This is known as the right to data portability.
If you wish to exercise any of the above rights, you should contact our customer service team at email@example.com:
You have the right to lodge a complaint with your local European Union Member State Data Protection Authority.
PRIVACY NOTICE FOR CALIFORNIA RESIDENTS
Categories of personal information Collected
Identifiers, such as name, email addresses, and billing and shipping address for online purchases.
Categories of personal information described in the California Customer Records statute (California Civil Code Section 1798.80), including physical characteristics (size) and payment information.
Certain commercial information, including purchasing habits.
Internet and other similar network activity, such as browsing history.
Inferences drawn from the above information to create consumer profiles reflecting certain preferences and behaviors.
Personal information does not include:
Information publicly available from government records.
De-identified or aggregated consumer information.
Information excluded from the CCPA’s scope, such as:
health or medical information covered by the Health Insurance Portability and Accountability Act of 1996 (HIPAA) and the California Confidentiality of Medical Information Act (CMIA) or clinical trial data.
Personal Information covered by certain sector-specific privacy laws, including the Fair Credit Reporting Act (FCRA), the Gramm-Leach-Bliley Act (GLBA) or California Financial Information Privacy Act (FIPA), and the Driver’s Privacy Protection Act of 1994.
Business and Commercial Purposes for Collecting, Sharing and Selling Information
Third Parties to Whom We Disclose Information
Categories of Personal Information Disclosed
We share with third parties, for a business or commercial purpose, the types of personal information described in the “Categories of personal information Collected” section above.
Sale of personal information
For the purposes of the CCPA, “selling” information broadly means sharing personal information with partners in exchange for valuable consideration. We share identifiers such as cookies and the advertising identifier associated with your mobile device with our advertising partners those partners can use those identifiers to show advertisements that are targeted to your interests. To opt out of any of those uses of your personal information and any other sale of your personal information in the future: Contact us at firstname.lastname@example.org.
Your California Consumer Rights
California consumers have the right to request access to personal information we have collected about them in the last twelve months. You may make this request up to two times in a twelve-month period. You may also request additional details about our information practices, including the categories of personal information we have collected about you, the categories of sources of such collection, the business or commercial purpose for collecting or selling personal information, the categories of third parties with whom we share and/or sell your personal information, the categories of personal information we have disclosed and sold about you in the preceding twelve months, and the categories of third parties to whom we sold personal information in the preceding twelve months. If you are a California consumer, you also have the right to request deletion of your personal information (subject to certain exceptions) and you will not be discriminated against and will receive equal service and price even if you exercise any of your CCPA rights.
California consumers may make a rights request by clicking here: [ ]. Your request must include sufficient information that allows us to reasonably verify you are the person about whom we collected personal information, which may include your email address, name and account ID (which is required only if you already have an account with us). If you have an account with us, you can find your account ID on your main account page after you log in. You may also make the request by calling the toll free number below.
We will comply with your request that we delete your personal information (subject to certain exceptions) or provide you with the required information you request within forty-five (45) days following our receipt of a request from which we can verify that you are the person about whom we have collected the information you are requesting (and, if the person requesting access or deletion of your personal information is someone else acting on your behalf, that person is authorized to act on your behalf). We may extend our time for responding to your request for an additional forty-five (45) days if we notify you of the need for an extension and the reasons for the delay.
If you have any questions or comments about this notice, the ways in which we collect and use your information described here, and your choices and rights regarding such use, please do not hesitate to contact us at: 1633 Broadway FL46 New York, NY 10019 , email@example.com